PayKKa, the cross-border payment brand of XGD Inc. (300130.SZ), has been honored with the "Brand Influence Enterprise" award at the 12th Golden Pine Awards, organized by Mobile Payment Network—one of the most recognized annual awards in China's fintech industry.
The competition brought together nearly 120 leading companies and solutions across the financial technology ecosystem. Other award recipients included major industry players such as Lakala and Yinsheng Payment, underscoring the significance and competitiveness of the recognition.
Since its inception in 2014, the Golden Pine Awards have received over 1,600 submissions, covering a broad spectrum of participants including commercial banks, payment institutions, card networks, cross-border enterprises, and fintech companies. PayKKa's recognition reflects strong industry endorsement of its achievements in payment product innovation, infrastructure investment, and global banking partnerships.
Beyond Payments: Empowering Global Business Expansion
For exporters and cross-border sellers, payment efficiency, cost, security, and compliance are critical to maintaining healthy cash flow and profitability. Traditional cross-border payment processes—often characterized by long transaction chains, high fees, slow settlement, and rigid risk controls—have long posed challenges to global businesses.
Leveraging over 25 years of payment technology expertise from XGD, PayKKa focuses on real-world cross-border business scenarios, offering a comprehensive service ecosystem centered on:
B2B trade collection
B2C cross-border payment processing
Acquiring solutions for independent websites
These services are supported by integrated capabilities in fund collection, foreign exchange conversion, and supply chain finance.
Today, PayKKa's global payment network supports collections in over 10 major currencies and acquiring in more than 150 currencies worldwide, while maintaining deep partnerships with the world's five major international card networks. This robust infrastructure significantly enhances PayKKa's settlement capabilities, brand credibility, and global competitiveness—making it a trusted partner for businesses expanding internationally.
Service Excellence: The Foundation of Brand Influence
Differentiating itself from traditional payment providers, PayKKa emphasizes scenario-driven, deeply integrated services.
For cross-border e-commerce sellers managing multiple platforms and stores, PayKKa offers a unified financial dashboard that enables one-click reconciliation and fund management across major platforms such as Amazon, Shopee, Etsy, Lazada, and TikTok Shop.
For service trade and large-scale B2B transactions, PayKKa provides customized payment workflows designed to handle high-value orders while significantly shortening settlement cycles.
In local collection capabilities, PayKKa continues to expand by directly connecting to local clearing networks. It now supports native currency settlement in markets including the United States, Canada, the United Kingdom, Luxembourg, Australia, Southeast Asia (Vietnam, Singapore, the Philippines, Malaysia, Indonesia, and Thailand), and Nigeria. With settlement speeds as fast as T+0, PayKKa effectively addresses key challenges such as foreign exchange restrictions, card freezing risks, exchange rate volatility, delayed, and high transaction costs.
Expanding Global Reach Through Localized Engagement
Over the past year, PayKKa has actively engaged with export-driven industrial clusters and participated in major industry exhibitions across cities including Shenzhen, Guangzhou, Hangzhou, Shanghai, and Zhengzhou. Through these efforts, it has delivered tailored cross-border payment and fund management solutions to businesses at different stages of global expansion.
With a growing international footprint—including nine overseas offices and regional sales networks—PayKKa continues to support localized business needs worldwide, helping enterprises navigate complexities and accelerate their global journey.
